I disagree with the decision to disable the wallet.
While that limits the type of payment processors, that is exactly the type of escrow function that should become popular with the advent of cryptocurrency.
Ultimately forcing every earthly individual to act as financier and budgetor, isn't a neurologically efficient way of doing things. In other words it wastes people's brain space.
In the future, average employees should find much more economic stability if they are paid on a daily basis, rather than a weekly, monthly, or even semi-annual basis'es.
Wallets may be more trouble from an operational software standpoint, however morally quite worth it from an individual's stability standpoint.